Apollo Beach / Ruskin Homes under $250,000

Apollo Beach / Ruskin Homes under $250,000

Welcome to Apollo Beach and Ruskin, two hidden gems nestled along Florida's stunning Gulf Coast in Hillsborough County. This vibrant region is known for its picturesque waterways, scenic parks, and a relaxed lifestyle that perfectly embodies the Florida dream. With its warm climate and friendly community, Apollo Beach and Ruskin offer a unique blend of natural beauty and suburban charm.

For those seeking affordable housing options, this area is a treasure trove of homes under $250,000. Whether you are a first-time homebuyer, a retiree looking to downsize, or an investor searching for rental opportunities, you’ll find a variety of options that suit your needs. From cozy single-family homes to charming townhouses, the real estate market here is both diverse and inviting.

Living in Apollo Beach and Ruskin means enjoying the best of outdoor living. Residents have easy access to stunning beaches, local marinas, and lush nature preserves. Spend your weekends fishing, boating, or simply soaking up the sun at one of the nearby parks. The community is also rich in amenities, with shopping, dining, and entertainment options just a stone’s throw away.

In addition to its natural beauty, the area boasts strong community ties and a welcoming atmosphere. Local events and festivals bring residents together, creating a sense of belonging that is hard to find elsewhere.

If you’re looking for an affordable home in a beautiful, thriving community, Apollo Beach and Ruskin are waiting for you. Discover your dream home today and embrace the Florida lifestyle!

Newest Apollo Beach / Ruskin Homes under $250,000

111 E Saint Johns Way, Apollo Beach
$234,900
3 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Co SubDv. ⋅ 33572 Zip Code
Enjoy waterfront living in Caribbean Isles Residential Cooperative, a welcoming, gated 55+ community in Apollo Beach. With your own dock and 10,000-pound covered boat lift, you’re just steps from heading out to Tampa Bay for fishing, sunset cruises or waterfront dining. Back at home, relax by the water and watch for manatees and dolphins passing through the canal. Inside, this 3 Bed, 2 Bath, split floor plan offers privacy for you and your guests. Updated luxury vinyl plank flooring, an updated kitchen and updated bathrooms add to the home’s appeal, while the primary bedroom features a private ensuite bath. Designed for enjoying the Florida lifestyle, the backyard features pavers that create an inviting setting for outdoor seating, entertaining and taking in the waterfront views. A large, screened room offers comfortable outdoor living without the bugs make an ideal place for morning coffee or gathering with friends. The paver driveway provides parking for three vehicles and a golf cart. The waterfront is only the beginning of what makes Caribbean Isles special. Enjoy a year-round heated community pool, kayak launch, private boat ramp and a canal system with direct access to Tampa Bay. Join neighbors for bocce ball, shuffleboard or horseshoes, or spend time in the clubhouse’s craft room and spacious game room, featuring pool tables, card tables, indoor bar shuffleboard and darts. Themed dinners, dances, social gatherings and community activities privide plenty of opportunities to meet residents and build friendships. Whether you enjoy an active calendar or a quiet afternoon by the water, you’ll find room for both here. Conveniently located between Tampa and Sarasota/Bradenton, Caribbean Isles puts Gulf Coast beaches, dining, shopping and cultural attractions within easy day-trip reach. Tampa’s Busch Gardens and Orlando’s world-class theme parks provide even more ways to enjoy a Florida adventure. Come for the waterfront, explore the lifestyle and discover the welcoming sense of community that makes Caribbean Isles feel like home.

111 E Saint Johns Way, Apollo Beach
117 S Saint Thomas Circle, Apollo Beach
$219,900
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Co SubDv. ⋅ 33572 Zip Code
VALUE PRICED! Step inside to appreciate the inviting spaces and thoughtful updates in this meticulously maintained two-bedroom, two-bath home in Caribbean Isles Residential Cooperative. From quiet evenings by the electric fireplace to game-day gatherings with friends, this home offers plenty of ways to enjoy Florida living. The split floor plan provides privacy, with an en-suite bath in the primary bedroom. Some of the updates include the kitchen, bathrooms, replacement interior doors, flooring, light fixtures and vinyl replacement windows. A walk-in kitchen pantry provides generous storage, while inside laundry adds everyday convenience. Furniture is negotiable, making your move a little easier. Relax in the front Florida room, complete with its own air-conditioning unit, and enjoy the sunset. Entertain on the rear screened porch or gather beneath the outdoor pergola, where a large serving table makes hosting easy. The carport has been transformed into a gameday gathering space with a bar and two big-screen televisions creating an inviting spot to cheer on your favorite team or spend time with neighbors. Located in Apollo Beach, Caribbean Isles is a gated, resident-owned 55+ waterfront cooperative where friendly neighbors and an active lifestyle help you feel at home. Enjoy the year-round heated pool, bocce ball, shuffleboard and horseshoes, or explore the waterways using the community kayak launch and boat ramp, with canal access to Tampa Bay. The clubhouse features a craft room and a spacious game room with pool tables, a card table, indoor bar shuffleboard and darts. Themed dinners, dances and activities throughout the year provide plenty of opportunities to make friends and get involved. Conveniently situated between Tampa and Sarasota/Bradenton, Caribbean Isles puts beaches, dining, shopping and day-trip destinations within reach. Come see this welcoming home and discover the community that comes with it!

117 S Saint Thomas Circle, Apollo Beach
105 W Saint Johns Way, Apollo Beach
$174,900
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
Caribbean Isles is a vibrant 55+ waterfront, gated community where friendly neighbors, endless activities, and a true sense of belonging make every day feel like a getaway. This 2-bedroom, 2-bathroom home checks all the boxes! As soon as you step inside, you’ll be captivated by the open floor plan. The kitchen features plenty of cabinet storage and generous countertops, making meal prep and entertaining effortless. The highly desirable split floor plan ensures privacy, allowing guests to enjoy their own retreat separate from the primary bedroom. Your primary en-suite bathroom is complete with a soaking tub for two, a walk-in shower, and a double vanity sink, and linen closet are conveniently located within the bathroom, offering optimal use of space and organization. Outdoor enthusiasts will love our kayak and boat launch facilities, offering direct access to the beautiful waters of Tampa Bay. If you enjoy a little friendly competition, our bocce ball, shuffleboard courts, and horseshoe pits are the perfect place to challenge friends and make new ones. When it’s time to relax, our heated community pool is open year-round for endless enjoyment. Inside our clubhouse, there’s always something happening. Whether you’re getting creative in the craft room, joining a game of pool, cards, indoor bar shuffleboard, or darts, or simply socializing with neighbors, you’ll always feel at home. Enjoy a wide variety of activities from themed dinners to lively dances. Located conveniently between Tampa and Sarasota/Bradenton, you’ll have quick access to gorgeous beaches, exciting amusement parks, and a world of nearby attractions are just a short drive away. We invite you to experience Caribbean Isles for yourself. Come visit and see why so many call Caribbean Isles “HOME”!

105 W Saint Johns Way, Apollo Beach
6046 Flora Terrace, Apollo Beach
$250,000
3 Beds ⋅ 2 Baths ⋅ Apollo Beach Unit 01 SubDv. ⋅ 33572 Zip Code
Full of potential and ready for its next chapter, this 3 bed, 2 bath home offers plenty of space and an opportunity for the right buyer to make it their own. The home features tile flooring throughout, a Florida room, and a one-car garage with dedicated laundry space and additional storage room. Outside, enjoy a private backyard surrounded by tropical landscaping and a 6-foot PVC privacy fence, complete with a pool and gazebo for enjoying the Florida sunshine. Roof is only 2 years old. The property is being sold AS-IS and will require some TLC, but offers plenty of room to add value and bring your vision to life. With no HOA or CDD fees, this is a great opportunity to create something special!

6046 Flora Terrace, Apollo Beach
209 N Saint Thomas Circle, Apollo Beach
$239,000
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
ROOM TO RELAX, SPACE TO ENTERTAIN, AND A FLORIDA LIFESTYLE WORTH COMING HOME TO! If you've been looking for a retirement home or winter getaway without sacrificing space and comfort, take a closer look at this beautifully maintained home at 209 N. Saint Thomas Circle in Caribbean Isles Residential Cooperative. With 1,689 square feet of interior living space and an impressive 2,729 square feet enclosed and under roof, this spacious two-bedroom, two-bath home offers plenty of room to spread out. Need a home office, hobby room, or quiet retreat? A separate bonus room with French doors provides the flexibility you've been looking for. The open floor plan, attractive laminate flooring, and comfortable living areas create a welcoming atmosphere, while partial furnishings make settling into your Florida lifestyle even easier. The fully equipped kitchen offers convenient access to both a formal dining room and a casual dining area, giving you options for everything from a quick breakfast to dinner with friends. An interior laundry room adds everyday convenience. And why limit your living space to the indoors? TWO screened outdoor living areas invite you to enjoy Florida's beautiful weather almost year-round. Start your morning with coffee and a good book, gather with friends for afternoon refreshments, or simply enjoy a peaceful evening without ever leaving home. Two covered parking areas, including one accommodating a golf cart, provide additional flexibility and convenience. But the lifestyle doesn't stop at your front door! Caribbean Isles is a gated, resident-owned 55+ waterfront cooperative with NO LOT RENT and NO CDD fees, and a monthly maintenance fee of just $242. Enjoy the heated pool, spacious clubhouse, shuffleboard, bocce, games, dinners, dances, and a variety of organized activities. Boating enthusiasts will appreciate the community's private boat launch and canal access leading to Tampa Bay and the Gulf. Golf carts are welcome, and the community's private roads make it easy to get out and enjoy the neighborhood. Conveniently located in Apollo Beach, you're close to shopping, restaurants, medical facilities, and entertainment, with Tampa, St. Petersburg, Sarasota, and Bradenton all within easy reach. Why settle for a small winter retreat when you can have room to live, entertain, and enjoy everything that is the laid-back Florida lifestyle? Whether you're ready to retire full-time or escape the cold for a few months each year, this home offers the space, flexibility, and lifestyle to make every season feel like vacation.

209 N Saint Thomas Circle, Apollo Beach
113 W Saint Lucia Loop, Apollo Beach
$135,000
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
This charming 2 bedroom, 2 bath home is updated and waiting for you to move in and start your retirement! The Primary bedroom includes an ensuite bath and large walk-in closet. The versatile Florida room is great for doing crafts, gathering to cheer on our local sports teams or it even provides extra room for friends or family to relax and enjoy their visit! The spacious screened porch is great for outdoor get-togethers and the adjoining 10x10 shed provides plenty of room for storage, a workshop plus your washer and dryer. If you're an outdoor enthusiast, you'll appreciate our kayaking and boat launch facilities. Our canal system offers direct access to Tampa Bay. For those who enjoy friendly competition, we have bocce ball, shuffleboard courts and horseshoes. The heated community pool is heated year-round. Inside our clubhouse, you'll discover a craft room and large game room, with pool tables, card table, indoor bar shuffleboard and darts, providing opportunities for creativity and socializing. Our community has many activities throughout the year. From themed dinners to dances, there's always something exciting happening to suit your preferences and keep you engaged year-round. Our prime location, conveniently situated between Tampa and Sarasota/Bradenton, ensures that you'll have easy access to an abundance of nearby activities. Beaches and thrilling amusement parks are just a day trip away. We invite you to pay us a visit and discover for yourself why so many call Caribbean Isles home

113 W Saint Lucia Loop, Apollo Beach
260 S Port Royal Lane, Apollo Beach
$210,000
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
SUNSHINE, PORCH TIME AND EASY FLORIDA LIVING! This charming 2015 two-bedroom, two-bath manufactured home in 55+ Caribbean Isles Residential Cooperative is ready for someone who would rather spend their time enjoying Florida than maintaining a house. Step inside and you'll immediately notice how light, bright and cheerful this home feels. The open floor plan brings the kitchen, living room and dining area together, making the space comfortable for everyday living and entertaining. Pull up a stool at the kitchen island for breakfast or a casual meal, while the cozy dining area provides seating for two when you want to sit down and linger over dinner. Crown molding adds a polished finishing touch, and ceiling fans in the living room and both bedrooms keep those Florida breezes moving. But the real star may be waiting just beyond the sliding glass doors — a large open back porch that practically begs you to slow down and stay awhile. Morning coffee, afternoon reading, dinner outdoors or an evening visit with friends — this is the kind of space that can quickly become your favorite “room” in the house. The primary bedroom features a wall-to-wall closet and private ensuite bath with a walk-in shower. The guest bedroom is conveniently located near the second full bath, which includes a tub/shower combination. Both bathrooms have windows for natural light, and the washer and dryer are conveniently located next to the guest bath. Blinds are already installed throughout, the home is partially furnished, and a separate storage shed gives you extra room for all those things you don't want cluttering your Florida retreat.Then there's life in Caribbean Isles Residential Cooperative, a gated, resident-owned 55+ waterfront community where your calendar can be as full — or as empty — as you want it. Enjoy the heated pool, clubhouse, games, activities, dinners, dances, boating and kayaking opportunities, or simply hop on the golf cart and visit with neighbors. There's always something happening, but relaxing is an activity here, too.Whether you're looking for a full-time retirement home or a seasonal Florida getaway, this sunny, easy-care home gives you a comfortable place to land — and a terrific back porch from which to enjoy it. Bring the flip-flops, pick your favorite porch chair, and start enjoying Florida!

260 S Port Royal Lane, Apollo Beach
6320 Fairway Boulevard, Apollo Beach
$179,900
3 Beds ⋅ 2 Baths ⋅ Apollo Beach Unit One Pt One SubDv. ⋅ 33572 Zip Code
HOTTEST DEAL IN TOWN!! This Fixer Upper is being sold AS-IS, and is the deal of a lifetime on a BLOCK HOME with a gorgeous IN-GROUND POOL in the heart of one of Apollo Beach’s most desirable areas! This is a great home for you to purchase and add some sweat equity, or an investor opportunity to flip or rent. This block home has FIRE DAMAGE, needs truss and roof work and is the perfect canvas for you to flex your creativity. While rebuilding, convert the former garage space into a fantastic bedroom or bonus space! This one needs everything, so it is going to be perfect when you are done. The listing price is the STARTING offer price, and is LESS than the cost of the land, a pool, and the block work. DON’T MISS THIS OPPORTUNITY! Please schedule a showing and Inspect the home before offer submission. For cash offers, Proof Of Funds must accompany the offer. If purchasing in a company name, supply articles of incorporation. No trespassing, must have an appointment to walk the property.

6320 Fairway Boulevard, Apollo Beach
119 E Saint Johns Way, Apollo Beach
$199,900
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Co SubDv. ⋅ 33572 Zip Code
Bring the offers. Tragedy struck in December of 2025. Seller wants this home SOLD! Home shows very well. Make sure you take the time to click on the Virtual Tour and Welcome to Caribbean Isles Residential Cooperative. This home is a large 2-bedroom, 2 bath beautifully decorated FURNISHED home. As you enter it opens up to a large living room with built-in Electric Fireplace. That leads to the Dining Room with beautiful chandelier. The Primary Bedroom has a large Walk-in Closet with an Ensuite. The Architectural Shingle Roof, the HVAC Unit and the Duct Work under the home was just replaced in October of 2024. Laundry/Mud Room is just inside the rear entrance. The home is low maintenance, furnished and well-maintained. Caribbean Isles Residential Cooperative is a highly desired community to live in. It is a VERY Active 55+ community. From Shuffleboard and Bocce Ball to Corn Hole and Horseshoes. We welcome Golf Carts and several times a year we gather and decorate for Parades. The Clubhouse is used for Dances, Games, Dinners and more. In the Clubhouse we have a well-stocked Library and a large Craft Room. The Game Room has 3 Billiard Tables, 2 Poker Tables, a Bar Shuffleboard with 2 Dart Boards. Don't miss this opportunity.

119 E Saint Johns Way, Apollo Beach
211 S Port Royal Lane Unit 523, Apollo Beach
$199,900
3 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Co SubDv. ⋅ 33572 Zip Code
Large 3 bedroom - 2 Bath home located in Caribbean Isles Residential Cooperative. This home has been meticulously maintained. The Lania is Glass enclosed and overlooks a picturesque pond with lighted fountain that provides a very relaxing moment. Split plan with large Primary Bedroom Dual Closets and an Ensuite. The home has a water Softener and an under-sink water filter fountain for drinking water. The Kitchen has an abundance of storage. The home is tastefully furnished. Bring your clothes and linens and move in. Caribbean Isles is a VERY ACTIVE 55+ Waterfront gated community with no HOA or CDD’s. Maintenance fee is $242.00 monthly. Some of the finest outdoor amenities are here to keep you as active as you want to be. Some of the amenities include year-round heated pool, kayak launch, and a boat launch. There is a separate storage lot for boats and trailers (for fee), bocce-ball, shuffleboard, and horseshoes. Inside, the clubhouse has many amenities including a large area for gatherings, dances, bingo, and of course pot-luck dinners to mention a few. Large game room including bar shuffleboard, darts, card table and 3 pool tables. Separate crafting room for ceramics (2 large kilns), quilting and other crafting. There are regular outside the park activities to keep you on the go. Come see why the Caribbean Isles in Apollo Beach is such a wonderful place to live. Come and enjoy your slice of PARADISE!

211 S Port Royal Lane Unit 523, Apollo Beach
520 Fairhope Drive, Apollo Beach
$199,950
3 Beds ⋅ 2 Baths ⋅ Apollo Beach Unit One Pt One SubDv. ⋅ 33572 Zip Code
Welcome to 520 Fairhope Dr, a conveniently located Apollo Beach home offering 3 bedrooms, 2 bathrooms, and an additional bonus room that provides flexible space for a home office, den, playroom, or other needs. The home features a functional layout with comfortable living areas and a screened-in patio, creating an inviting space to enjoy Florida’s outdoor lifestyle. The property is mostly move-in ready with some light TLC, offering an opportunity for the next owner to make cosmetic updates and add their own personal touches. The established neighborhood and single-story layout make this a practical option for a variety of buyers. Located in the desirable Apollo Beach area, the home is just minutes from the waterfront, local parks, dining, shopping, and recreational opportunities. Apollo Beach is known for its coastal atmosphere, boating and water activities, while nearby U.S. 41 provides convenient access to surrounding South Shore communities, Riverview, Brandon, and the greater Tampa Bay area.

520 Fairhope Drive, Apollo Beach
109 N Saint Thomas Circle, Apollo Beach
$184,900
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Co SubDv. ⋅ 33572 Zip Code
Must-See Spacious Home. This home is among the largest in our community, offering ample space both inside and out. With off-street parking for up to 5 vehicles under a newly constructed Carport, convenience is at your doorstep. Enjoy the expansive screened-in, two-level porch—perfect for a new hot tub or the construction of an outdoor kitchen. Step inside to discover a beautifully updated 2-bedroom, 2-bathroom home. The primary bath features a dressing/makeup area with dual sinks and a separate full bath. Both bedrooms boast generous closets. The Kitchen boasts Quartz Countertops and a Large Island with Seating for 3 and ample storage. A very nice Pantry for food and small appliance storage. Kitchen appliances are less than 18 months old. Including the LP Gas Range. The HVAC 4 Ton Heat Pump is less than 18 months old also. The Laundry is inside supporting a Stackable Washer and Dryer. The kitchen, seamlessly connected to the dining room, is perfect for hosting large gatherings. A nice touch is the Coffee/Wet Bar. New laminate flooring flows throughout the home, complemented by a built-in bar area and additional storage in the breakfast nook. Ceiling fans in each room ensure year-round comfort. For outdoor enthusiasts, our community offers kayak and boat launch facilities with direct access to Tampa Bay via our canal system. Engage in friendly competition with bocce ball, shuffleboard courts, and horseshoes. The heated community pool is open year-round for your enjoyment. Inside our clubhouse, you'll find a craft room and a spacious game room equipped with pool tables, card tables, indoor bar shuffleboard, and darts—perfect for creativity and socializing. Our community is alive with activity all year round, from themed dinners to dances, ensuring there's always something to keep you engaged. Conveniently located between Tampa and Sarasota/Bradenton, you'll have easy access to nearby beaches, amusement parks, and a variety of local attractions. Visit us and see why so many choose to call Caribbean Isles home.

109 N Saint Thomas Circle, Apollo Beach
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