Clearwater Homes under $400,000

Clearwater Homes under $400,000

Welcome to Clearwater, Florida, a vibrant coastal city nestled in Pinellas County, renowned for its stunning beaches, rich cultural heritage, and a welcoming community. Clearwater is not just a destination; it’s a lifestyle. With its sun-kissed shores and sparkling waters, the city offers a perfect blend of relaxation and adventure, making it an ideal place for families, retirees, and everyone in between.

As you explore the real estate market in Clearwater, you'll be pleased to discover a variety of charming homes available for under $400,000. Whether you're looking for a cozy bungalow, a modern townhouse, or a spacious family home, Clearwater has something to suit every taste and budget. These homes often feature desirable amenities such as updated kitchens, outdoor spaces, and proximity to local attractions.

Living in Clearwater means enjoying year-round sunshine and a plethora of recreational activities. Spend your weekends soaking up the sun on the award-winning Clearwater Beach, indulge in delicious dining options at local seafood restaurants, or explore the vibrant arts scene at the Clearwater Marine Aquarium. The city's parks and nature trails invite you to embrace the great outdoors, while its friendly neighborhoods foster a sense of community.

With its affordable housing options and an array of lifestyle benefits, Clearwater is an exceptional place to call home. Discover your dream residence in this charming city, where the beauty of Florida living awaits you!

Newest Clearwater Homes under $400,000

2454 Foggy Creek Circle, Clearwater
$385,000
2 Beds ⋅ 3 Baths ⋅ Towns At Belleair Grove SubDv. ⋅ 33764 Zip Code
Welcome to this beautifully maintained, 2020-built townhome in the gated Towns at Belleair Grove. Offering 2 bedrooms, 2.5 baths, and a 1-car garage, this inviting home pairs modern comfort with a convenient Clearwater location. Inside, 9-foot ceilings create an airy feel, while quartz countertops and a breakfast bar make the kitchen a natural gathering spot. The spacious second-floor loft offers flexible room for a home office, media lounge, or play space. Step out and enjoy a peaceful pond view—an ideal setting for a quiet morning or unwinding at the end of the day. Residents also enjoy access to the community pool, with low monthly HOA fees adding to the appeal. Conveniently located near US-19, St. Petersburg, Dunedin and Tampa airport. This home offers a welcoming blend of style, flexibility, and everyday convenience.

2454 Foggy Creek Circle, Clearwater
2291 Americus Boulevard W Unit 41, Clearwater
$255,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
2 bedroom 2 bath condo - 1325 sq. ft. Possible 3rd bedroom and/or office/den. Split floor plan. Laminated flooring throughout. Nice lake view.

2291 Americus Boulevard W Unit 41, Clearwater
2072 Australia Way W Unit 42, Clearwater
$269,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
This extensively renovated top-floor corner condo at Clearwater’s On Top of the World offers modern finishes, abundant natural light, and the convenience of move-in-ready living in an established 55+ community. With 1,400 square feet, 2 bedrooms, 2 bathrooms, and thoughtful improvements throughout, this home combines style, comfort, and functionality. The open floor plan features luxury vinyl plank flooring, modern trim, designer interior doors, and updated lighting. The redesigned kitchen offers solid wood white shaker cabinetry, quartz countertops, stainless steel appliances, extended counter space, and a breakfast bar connecting the living and dining areas. The layout provides plenty of room for both everyday living and entertaining. Both bathrooms have been completely renovated with decorative tile, contemporary vanities, updated fixtures, raised shower heads, and a linear drain in the primary shower. Additional improvements include updated electrical, recessed lighting, GFCI outlets, new ceiling fans, and modern light fixtures. Hurricane-impact, energy-efficient windows installed in 2024 and a 2022 HVAC system with humidity control add comfort and efficiency. A standout feature is the spacious Florida room overlooking manicured grounds and a quiet courtyard. Sliding barn doors separate this versatile space from the primary bedroom, making it ideal for a home office, sitting room, hobby area, or private retreat. An association-approved washer and dryer hookup in the bedroom closet eliminates the need to use community laundry facilities. Assigned parking near the building and ample guest parking provide additional convenience. On Top of the World offers an impressive range of amenities and activities designed for an active lifestyle. Residents enjoy two private golf courses, two swimming pools, tennis and pickleball courts, bocce ball, shuffleboard, and a remodeled fitness center. Two activity centers host a variety of clubs and social events. The community also features dog parks, walking areas, a fishing dock, and kayak storage.

2072 Australia Way W Unit 42, Clearwater
1890 Feather Tree Circle, Clearwater
$349,900
3 Beds ⋅ 2 Baths ⋅ Feather Tree SubDv. ⋅ 33765 Zip Code
Home is being sold in As-Is Condition only * Tenant just moved out * No Repairs of any kind will be made * Price reflects TLC needed * Nice 3 Bedroom 2 Bath 2. Car Garage Home fore sale * Newer Roof and Central Heating and Air Conditioning System* Great opportunity for investor or First Time Home Buyer * Buyer must verify all measurements and conditions. Buyer must be pre-approved * Serious offers only!

1890 Feather Tree Circle, Clearwater
2591 Countryside Boulevard Unit 5106, Clearwater
$199,999
2 Beds ⋅ 2 Baths ⋅ Inverness Condo SubDv. ⋅ 33761 Zip Code
Virtually Staged. Enjoy easy, low-maintenance living in this desirable first-floor 2-bedroom, 2-bath condo offering 955 square feet and a convenient Countryside location close to Countryside Mall. Overlooking the community pool, this well-maintained unit combines comfort, updates, and everyday convenience. Inside, you’ll find waterproof luxury vinyl flooring throughout, granite countertops in the kitchen and both bathrooms, and 2023 appliances. The kitchen offers practical storage with two Lazy Susans, while the primary suite features a walk-in closet and private bath. Two sunrooms provide additional space to relax, read, work from home, or simply enjoy the Florida sunshine. Hurricane windows in the living room give added peace of mind. Additional highlights include an in-unit laundry room, 4-year-old A/C system, and 3-year-old water heater. The unit also includes one assigned covered carport parking space, plus plenty of visitor parking. Condo fees include cable TV, internet, water, sewer, and trash. With shopping, dining, entertainment, and everyday conveniences just minutes away, this move-in-ready condo offers a comfortable Florida lifestyle in a central location.

2591 Countryside Boulevard Unit 5106, Clearwater
1851 Lombardy Drive, Clearwater
$365,000
2 Beds ⋅ 2 Baths ⋅ Woodmont Park SubDv. ⋅ 33755 Zip Code
Welcome home to this charming 2-bedroom, 2-bath, 1 car garage, ranch style home in the heart of Clearwater — just minutes from Clearwater Beach and Honeymoon Island! Sitting on a generous 75x103 lot with no HOA and no flood insurance required, this home has been meticulously maintained and it truly shows. Step inside and you're immediately greeted by a stylish entryway featuring a white brick accent wall and a modern frosted glass panel door. The living room is bright and open with beautiful engineered hardwood floors and plenty of natural light. The updated kitchen features white shaker cabinets, granite countertops, and stainless steel appliances — ready for you from day one. Out back, a covered and screened patio with a ceiling fan is the perfect spot to enjoy your morning coffee or unwind after the beach. The fully fenced backyard is lush and private, with mature landscaping that gives it a real sense of tranquility. The big-ticket items are already done — roof replaced November 2021, AC replaced 2018, and water heater replaced 2024. The lawn irrigation runs on well water (no extra water bill!), and the leased water softener can transfer to the new owner. The second bath is located in the garage — a common and practical setup in this neighborhood. Window treatments, washer and dryer all convey. At 1,082 SF, this home is centrally located just minutes from downtown Clearwater, and close to shopping and restaurants. This one checks all the boxes!

1851 Lombardy Drive, Clearwater
3165 Landmark Drive Unit 724, Clearwater
$225,000
1 Beds ⋅ 1 Baths ⋅ Eagles Glen Condo SubDv. ⋅ 33761 Zip Code
Rarely available second floor condo in the highly desirable Eagles Glen community of Countryside that has a private garage with remote for all your storage needs and peaceful, spectacular views of the pond surrounded by majestic trees. Live the maintenance free lifestyle relaxing in the heated pool after a good tennis workout on the courts. Entertaining is a delight in the Great Room with cathedral ceilings, dining area, new luxury vinyl flooring, and neutral paint for easy decorating not to mention the awesome water view! Beautifully updated Kitchen has wood cabinets, granite counters, a deep well stainless sink, stainless appliances, a pantry and a quaint breakfast nook for having your morning coffee. Spacious Owners Suite with French Doors leading to the Florida Room with hurricane rated windows, En Suite bath with a new tiled tub/shower combo, a vanity and a large walk in closet. The Laundry Room can accommodate a full size washer and dryer and has built in cabinetry for product storage. Condo has a Newer Hot Water Heater. The HOA includes cable, internet, water, sewer, trash, ext. main. & landscaping, escrow reserves and insurance. Perfect location minutes to shopping, dining, churches, theaters, sports events, top rated golf courses and a short drive to the award winning gulf beaches and 2 major airports. In your free time explore the lovely, walkable nearby towns of Safety Harbor and Dunedin. Your New Place Awaits. Home Sweet Home!

3165 Landmark Drive Unit 724, Clearwater
1537 Palmetto Street, Clearwater
$395,000
3 Beds ⋅ 2 Baths ⋅ Oak Hills SubDv. ⋅ 33755 Zip Code
Located in the highly sought after Clearwater neighborhood of Glenwood, just 5 miles to award winning Clearwater Beach and 2 miles to Downtown Dunedin or Downtown Clearwater This 3 bed 2 bath home has an open concept living room/kitchen/dining room along with a charming covered front porch and large fenced in yard, with patio and shed for storage. The primary suite includes a large ensuite bath and walk-in closet. The home was constructed in 2007 in a non-flood zone and non-evacuation zone on a hill just east of the Clearwater Country Club Golf Course. An extensive remodel in 2024-2025 gave it a NEW ROOF, NEW A/C, NEW KITCHEN, NEW LAUNDRY ROOM CABINETRY and NEW FLOORING, ETC. This property is part of the Clearwater Neighborhood Housing program to provide affordable homes to purchase. Income restrictions apply, please find income limitations and Land Use Restrictions Agreement in attachments for your review. Buyers may qualify to obtain up to $75,000 in down payment assistance, providers can be found in attachments.

1537 Palmetto Street, Clearwater
2160 Alemanda Drive, Clearwater
$334,900
5 Beds ⋅ 2 Baths ⋅ Sunset Gardens SubDv. ⋅ 33764 Zip Code
Discover the potential in this spacious 5-bedroom, 2-bath home featuring room to grow and a practical layout. The home offers a comfortable family room, a welcoming front porch, and a private fenced rear yard—great for outdoor entertaining, pets, or play. Includes a driveway for off-street parking and flexible living space suited to a variety of needs. Whether you are purchasing your first home or adding to an investment portfolio, this property presents a compelling opportunity. This home is located within 20 minutes of Pinellas Counties beautiful beaches. Some images have been virtually staged.

2160 Alemanda Drive, Clearwater
2020 World Parkway Boulevard Unit 8, Clearwater
$99,000
1 Beds ⋅ 1 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
MOTIVATED SELLER- BRING ALL OFFERS! First-Floor 1-Bedroom Condo in Desirable 55+ Active Adult Community! Enjoy easy Florida living in this charming first-floor, 1-bedroom, 1-bath condo nestled in a vibrant 55+ community offering an abundance of amenities, activities, and opportunities to connect. Thoughtfully updated and conveniently located, this inviting home offers a wonderful combination of comfort, convenience, and low-maintenance living. A welcoming and spacious living room, where a large window fills the area with natural light. The recently remodeled bathroom adds fresh appeal, while the generously sized bedroom opens directly to a versatile Florida room—perfect for a home office, reading nook, hobby space, or additional sitting area. . A front patio offers additional outdoor space, and a convenient combination washer and dryer is tucked away in a closet off the Florida room. A dedicated parking space located directly in front of the unit makes everyday living easy and convenient. Location is another standout feature! Situated near the Sunset Point Road entrance, this condo is just steps from the community clubhouse and pool. Enjoy an amenity-rich lifestyle featuring a fitness center, exercise classes, social clubs, a heated swimming pool, an on-site café, and a full calendar of community activities. Whether you're looking for a full-time Florida residence or a seasonal getaway, this inviting condo offers updated interiors, flexible living space, private outdoor areas, convenient parking, and an engaging community lifestyle.

2020 World Parkway Boulevard Unit 8, Clearwater
1527 Lakeview Road, Clearwater
$360,000
3 Beds ⋅ 2 Baths ⋅ Highland Lake Sub 1st Add SubDv. ⋅ 33756 Zip Code
Light, Bright & Move-In Ready Clearwater Home! Welcome home to this crisp, clean, and beautifully maintained 3-bedroom, 1.5-bath home with a 2-car garage, situated on an oversized lot of almost a quarter of an acre in a convenient Clearwater location. The spacious two-car garage features two separate garage doors, providing excellent functionality and easy access. Inside, you’ll find a bright and welcoming layout with an updated kitchen featuring granite countertops, abundant cabinet space, and plenty of room for meal preparation and entertaining. The second guest bedroom offers convenient access to the bathroom, with an additional door leading directly into the kitchen. The home offers numerous updates and improvements, including updated windows with brand-new screens, a 2022 roof, 2019 air conditioner, and brand-new water heater. The electrical panel was recently inspected and cleaned up, and the home also features a water softener. Step outside to enjoy the huge fully fenced backyard, offering plenty of room for pets, entertaining, gardening, or simply relaxing. The backyard includes a storage shed, paved back patio, irrigation system, and a brand-new well pump and sprinkler system. Hurricane panels are also included for added peace of mind. The primary bathroom features a tub/shower combination, and the home is being offered with the LG washing machine and Maytag dryer included. Located in Flood Zone X, this property offers an added level of peace of mind. The home did not experience flooding or damage from past hurricanes. The location is hard to beat! Enjoy quick access to Clearwater Beach, popular restaurants, shopping, schools, and everyday conveniences, while Gulf-to-Bay Boulevard provides an easy commute toward Tampa and surrounding areas. With its updates, oversized fenced backyard, desirable Flood Zone X designation, and convenient Clearwater location, this home is a must-see!

1527 Lakeview Road, Clearwater
2378 Ecuadorian Way Unit 22, Clearwater
$150,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Morning golf, an afternoon by the pool and dinner with friends. At On Top of the World, there’s plenty to fill your calendar, and this spacious end unit gives you a comfortable place to come home to. ----- Located on the second floor, this two-bedroom, two-bath condominium offers 1,400 square feet with a living and dining room combination that makes gathering easy. Invite friends for cards, share a meal or host visiting family. The kitchen features a brand-new full appliance package, ready for everything from everyday meals to your next gathering. The additional bonus room, accessible from both the kitchen and primary bedroom, overlooks beautiful green space. It’s a lovely spot for morning coffee, a favorite hobby, a home office or a quiet afternoon between plans. ----- This active, pet-friendly 55+ Clearwater community offers more than 175 clubs, classes and activities, giving you plenty of ways to enjoy familiar interests, try something new and get to know your neighbors. Amenities include two swimming pools, fitness facilities, tennis and pickleball courts, lawn bowling, shuffleboard and a dog park. Residents also enjoy nine-hole and 18-hole golf courses with no additional greens fees. ----- Whether you’re making Florida your full-time home or looking for a seasonal retreat, this home offers room to settle in, welcome good company and enjoy a community with plenty to do. ----- Leasehold condominium. Cash purchase and association approval required.

2378 Ecuadorian Way Unit 22, Clearwater
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