Lutz Homes under $400,000

Lutz Homes under $400,000

Welcome to Lutz, Florida – a charming and vibrant community nestled just north of Tampa, where suburban tranquility meets the excitement of city life. Known for its lush landscapes, picturesque lakes, and friendly neighborhoods, Lutz offers residents a unique blend of natural beauty and modern conveniences. With a rich history and a strong sense of community, it’s no wonder that families, young professionals, and retirees alike are drawn to this enchanting area.

One of the most appealing aspects of Lutz is its diverse real estate market, particularly for those seeking affordable housing options. Homes priced under $400,000 are readily available, making it an ideal choice for first-time buyers or those looking to downsize without compromising on quality. Whether you’re in search of a cozy single-family home, a charming townhome, or a spacious condo, Lutz has something to suit every taste and budget.

Imagine waking up to the gentle sounds of nature, with parks and trails just a stone's throw away. The community is dotted with beautiful parks, such as the popular Lake Park and the expansive Lutz Nature Park, perfect for outdoor enthusiasts and families. Additionally, residents enjoy easy access to top-rated schools, shopping centers, and a variety of dining options, ensuring that everything you need is within reach.

Experience the warmth and hospitality of Lutz, where your dream home awaits amidst a backdrop of stunning scenery and a welcoming community. With homes under $400,000, your opportunity to embrace the Lutz lifestyle is just around the corner!

Newest Lutz Homes under $400,000

17823 Althea Blue Place, Lutz

17823 Althea Blue Place, Lutz

3 Beds ⋅ 3 Baths ⋅ Lakeshore Preserve SubDv. ⋅ 33558 Zip Code

Welcome to Gated Lakeshore Preserve! Here you will find Mattamy Homes’ 3 bedroom, 2.5 bath 1961 s.f. Ormond Floorplan w/Premium Upgrades! Step inside this light-filled END-UNIT Townhome & experience turnkey elegance, just 25 minutes North of Tampa Intl Airport. “A” rated schools, close to hospitals and nature trails, this location can’t be beat! Features include a gorgeous kitchen w/incredible cooking island & stone backsplash, granite counters in kitchen & baths, 42” Upper cabinets, soft-close drawers, upgraded electrical + pendant lighting, window treatments, covered screened-in patio with upgraded pavers & roll down privacy/sun shades, double wide driveway, HUGE Primary walk-in closet (as big as an office!), plus neutral paint colors throughout. Don’t miss your chance to live in this beautiful property that is worry free!

17823 Althea Blue Place, Lutz

1340 Eastwood Drive, Lutz

1340 Eastwood Drive, Lutz

4 Beds ⋅ 2 Baths ⋅ Cypress Cove Sub SubDv. ⋅ 33549 Zip Code

Enjoy waterfront living in Lutz, with a lovely lake view and a wood dock for relaxing by the water or making the most of lakeside surroundings. The spacious backyard offers plenty of room to entertain, garden, play, or simply unwind outdoors. Key updates include a roof replaced in 2021 and an AC system installed in 2016. With its waterfront setting, inviting outdoor space, and convenient Lutz location, this home offers a wonderful opportunity to enjoy a relaxed Florida lifestyle. Schedule a showing and experience the property for yourself. Call or text for a private showing!

1340 Eastwood Drive, Lutz

629 Sunset Lane, Lutz

629 Sunset Lane, Lutz

3 Beds ⋅ 2 Baths ⋅ Unplatted SubDv. ⋅ 33549 Zip Code

Virtually Staged. ***Seller is offering up to 5% TOWARD BUYER CLOSING COSTS AND/OR INTEREST RATE BUYDOWN with an accepted full-price offer.***BEAUTIFULLY UPDATED LUTZ HOME WITH A SPACIOUS BACKYARD, STUNNING OUTDOOR DECK, AND NO HOA! Discover the perfect blend of MODERN STYLE, COMFORT, AND PRIVACY at 629 Sunset Lane! This charming 3-bedroom, 2-bathroom home offers a thoughtfully designed layout, beautiful finishes, and inviting indoor and outdoor spaces that make it easy to feel right at home. Step inside to discover a bright, OPEN-CONCEPT FLOOR PLAN featuring gorgeous wood-look flooring, fresh neutral tones, and an abundance of natural light. The beautifully appointed kitchen is the heart of the home, showcasing SOLID WOOD CABINETRY, SLEEK COUNTERTOPS, and a functional layout that flows effortlessly into the living and dining areas, perfect for everyday living and entertaining! The spacious primary suite offers a comfortable private retreat, while the additional bedrooms provide flexibility for guests, a home office, or whatever suits your lifestyle. BUT THE REAL SHOWSTOPPER AWAITS OUTSIDE! Step into your own BACKYARD OASIS featuring a BEAUTIFUL REAR DECK, perfect for hosting weekend barbecues, enjoying your morning coffee, dining under the stars, or simply unwinding in the Florida sunshine. The GENEROUS BACKYARD offers plenty of room to entertain, garden, or create your dream outdoor retreat. Adding to the home's curb appeal is a DISTINCTIVE CURVED DRIVEWAY leading to an ATTACHED TWO-CAR GARAGE, offering both convenience and ample parking. With NO HOA and a peaceful residential setting, you'll enjoy added flexibility and room to make this property your own! Conveniently located in LUTZ, this home offers easy access to US-41, I-275, shopping, dining, parks, and the surrounding communities of Wesley Chapel, Carrollwood, and Tampa. With its BEAUTIFUL FINISHES, SPACIOUS OUTDOOR LIVING AREAS, CURVED DRIVEWAY, AND DESIRABLE LUTZ LOCATION, this home is one you won't want to miss! Schedule your private showing today!

629 Sunset Lane, Lutz

1770 Tinsmith Circle, Lutz

1770 Tinsmith Circle, Lutz

3 Beds ⋅ 2 Baths ⋅ Carpenters Run SubDv. ⋅ 33559 Zip Code

Virtually Staged. **LOCATION, LIFESTYLE, AND OPPORTUNITY — RECENTLY APPRAISED AT LIST PRICE!** Welcome to 1770 Tinsmith Circle, a charming 3-bedroom, 2-bathroom, single-story home with a 2-car garage, nestled in the established Carpenters Run community of Lutz. **Offered at $300,000, the property was recently appraised at $300,000 by a Florida-certified residential appraiser on October 26, 2026**, providing buyers with a recent professional valuation supporting the asking price. Conveniently situated near the heart of Wesley Chapel, this home offers a wonderful combination of everyday comfort, outdoor living, and access to some of the area's most popular destinations. Step inside to discover an inviting living space featuring vaulted ceilings, abundant natural light, and attractive wood-look flooring. The living room is highlighted by a distinctive fireplace, creating a welcoming focal point. The open layout connects the living and dining areas, providing a comfortable setting for entertaining guests or enjoying everyday life. The kitchen features white cabinetry, generous counter space, a breakfast bar, and a window overlooking the outdoors. The primary bedroom offers a private retreat with an en-suite bathroom featuring dual sinks and ample vanity space. Two additional bedrooms provide flexibility for guests, a home office, or additional living needs. Step outside through the sliding glass doors to your covered, screened-in lanai, an inviting space to enjoy Florida's beautiful weather. Beyond the lanai, a spacious backyard with mature trees offers plenty of room for outdoor activities, gardening, entertaining, or simply relaxing. Carpenters Run is an established community featuring tree-lined streets and neighborhood amenities, including a community swimming pool, clubhouse, tennis and basketball courts, and playground. **THE LOCATION IS A MAJOR HIGHLIGHT!** Enjoy convenient access to Tampa Premium Outlets, The Shops at Wiregrass, The Grove at Wesley Chapel, and KRATE at the Grove, offering an exciting mix of shopping, restaurants, entertainment, and local experiences. Nearby I-75 provides connectivity to downtown Tampa, Tampa International Airport, and the surrounding Tampa Bay area, while Florida's Gulf Coast beaches and Orlando's world-famous attractions are within reach for weekend getaways. Whether you're purchasing your first home, downsizing, or looking for an opportunity to personalize a property in a highly convenient location, 1770 Tinsmith Circle offers plenty of possibilities. **Recently appraised at the $300,000 asking price, this is an opportunity worth exploring! Schedule your private showing today!**

1770 Tinsmith Circle, Lutz

14827 N 23rd Street, Lutz

14827 N 23rd Street, Lutz

3 Beds ⋅ 2 Baths ⋅ Hamners W E Wonderland Acres SubDv. ⋅ 33549 Zip Code

Move-in ready with room to grow! Situated on a spacious half-acre, this recently updated 3 bedroom, 2 bath home offers the perfect combination of comfort, space, and opportunity. Enjoy a refreshed interior, plenty of outdoor space, and the potential to subdivide the property into three separate lots (based on county approval), offering exciting possibilities for future development or investment. Major improvements include a new well and septic system installed in 2023, providing added peace of mind. As an added bonus, the seller is offering a $3,000 credit toward closing costs or fencing! Whether you're looking for a spacious primary residence or a property with future potential, this one is ready for its next owner. Schedule your showing today!

14827 N 23rd Street, Lutz

21632 State Road 54 Unit 212, Lutz

21632 State Road 54 Unit 212, Lutz

2 Beds ⋅ 2 Baths ⋅ Encore Winters Quarter Pasco SubDv. ⋅ 33549 Zip Code

WELCOME HOME TO WINTER QUARTERS MOBILE HOME PARK IN PASCO COUNTY! Discover comfort, convenience, and exceptional value in this beautifully updated 2-bedroom, 2-full-bath 33x24 wide mobile home located in Winter Quarters Mobile Home Park! With numerous recent improvements and thoughtful upgrades throughout, this home is ready for its next owner to enjoy! Major updates include a NEW shingle roof, ALL NEW windows, NEW insulated vapor barrier underneath the home, and a BRAND-NEW hot water heater! Both full bathrooms have been completely updated and remodeled including all new plumbing and electrical. The kitchen also features new countertops, plumbing, electrical, and a stylish new chandelier. Three ceiling fans provide additional comfort, while the central air conditioning and heating systems are in excellent working condition. The kitchen comes equipped with a stove, refrigerator, and microwave, and the washer and dryer are also included, making your move even easier! Step outside and enjoy your own backyard gazebo, perfect for relaxing, entertaining, or simply enjoying Florida's beautiful weather. BONUS: A GOLF CART IS INCLUDED! Complete with new seats, new tires, and new batteries, it's ready for cruising around the community! Winter Quarters Mobile Home Park offers wonderful amenities, including a swimming pool, clubhouse, shuffleboard courts, and shower facilities, providing plenty of opportunities for recreation, relaxation, and socializing. With so many major improvements already completed, included appliances, and even a golf cart, this home offers an outstanding opportunity to enjoy the Florida lifestyle! Schedule your private showing today and see all this home has to offer! Land Lease amount $1008/mo to be confirmed with park. Land Lease amount covers and includes all amenities, water, sewer, dumpster and lawn care. All ages welcome subject to community approval. Pets welcome. NEW PICTURES COMING SOON

21632 State Road 54 Unit 212, Lutz

26824 Roseann Place, Lutz

26824 Roseann Place, Lutz

3 Beds ⋅ 2 Baths ⋅ Quail Hollow Village SubDv. ⋅ 33559 Zip Code

Welcome to 26824 Roseann Pl! This beautifully refreshed 3-bedroom, 2-bathroom home combines modern updates, comfortable living, and a convenient location in a quiet, low-traffic neighborhood. Step inside to discover fresh interior paint, brand-new luxury vinyl plank flooring, and new baseboards throughout, creating a clean, contemporary feel. The functional layout offers three spacious bedrooms, two full bathrooms, and a 2-car garage. The kitchen features stainless steel appliances, while the screened-in back porch provides the perfect spot to unwind, enjoy your morning coffee, or relax outdoors. Conveniently located near shopping, dining, entertainment, and everyday essentials, this home offers easy access to I-75 and I-275 for commuting and exploring the surrounding area. Enjoy being just minutes from Tampa Premium Outlets, The Shops at Wiregrass, The Grove, movie theaters, golf courses, and a variety of local restaurants and entertainment options. With its fresh updates, inviting living spaces, and convenient location, this home is ready to welcome you! Don't miss the opportunity to make 26824 Roseann Pl your next home.

26824 Roseann Place, Lutz

1735 Cupecoy Circle Unit L-1, Lutz

1735 Cupecoy Circle Unit L-1, Lutz

3 Beds ⋅ 3 Baths ⋅ Paradise Lakes Resort Condo SubDv. ⋅ 33558 Zip Code

OWNER FINANCING AVAILABLE for this updated 3-Bed/3-Bath condo located in the gated nudist, clothing-optional community of Paradise Lakes! This light and bright end unit has neutral colors and ceramic tile/carpet throughout. The kitchen features stainless steel appliances including a smooth-top range, built-in microwave, refrigerator, dishwasher, and extra upper/lower cabinets. Solid granite countertop with tile backsplash and breakfast bar seating for casual meals. The expansive primary bedroom has a seating area, full bath with walk-in shower, and two closets. Bedroom #2 has a wall-to-wall closet and full bath with tub/shower. Other features include an understairs pantry space, ceiling fans, full-size washer/dryer, and attic storage with fold-up ladder for convenience. AC is dated 2018. The floorplan has a studio lockout unit with full bath and private entrance - ideal for potential rental income! The studio has a full bath, stainless refrigerator, full-size 4-burner smooth-top range, microwave, sink, upper/lower cabinets, and breakfast bar extension. Buyer is responsible for verifying all information, details and dimensions. Condo association approval of Buyer is required including application, fee, background check, and orientation with a board member. Optional membership to Paradise Lakes Resort is not included in monthly condo association fee. Buyer is responsible for verifying all information, details and dimensions.

1735 Cupecoy Circle Unit L-1, Lutz

20102 Lou Angela Lane, Lutz

20102 Lou Angela Lane, Lutz

3 Beds ⋅ 3 Baths ⋅ Timbergrove SubDv. ⋅ 33558 Zip Code

Quick Move-in! Timbergrove features the only new personalized low-maintenance townhomes in Lutz with no CDD. Conveniently located near US-41, I-75 & 589, commuting to work or into Tampa is a breeze. Lutz offers a variety of fun activities for the whole family! You can enjoy outdoor adventures at Busch Gardens or explore nature at Brooker Creek Headwaters Nature Preserve. For shopping enthusiasts, Tampa Premium Outlets is a must-visit. Plus, if you’re looking for community events, Lutz hosts numerous festivals, food truck rallies, and holiday celebrations throughout the year! Enjoy comfort and convenience inside The Mayport. Enter this one-car garage attached home through the covered front porch. The welcoming foyer leads your eye to the spacious living area. Gather in the great room with friends and family before enjoying a home cooked meal prepared in your charming kitchen with white cabinets and served on the large island. Upstairs, two bedrooms and a full bath offer privacy for guests. Your luxury owner’s suite includes two large walk-in closets and a spa-like dual vanity bath. The Mayport is a must-see. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Photos and/or renderings are for illustrative purposes only and may depict upgraded landscaping, elevations, decorative features, or optional upgrades that may not be included in the home offered. Prices, financing, promotion, and offers subject to change without notice. Promotions cannot be combined with any other offer. Ask the On-site Sales and Marketing Representative for details on promotions, concessions, or any other details.

20102 Lou Angela Lane, Lutz

21019 Sunpoint Way Unit 201, Lutz

21019 Sunpoint Way Unit 201, Lutz

3 Beds ⋅ 2 Baths ⋅ Terraces At Paradise Lakes Condo SubDv. ⋅ 33558 Zip Code

Welcome HOME to your own little piece of Paradise! Just within the gates of The World Renowned Paradise Lakes Resort! The Terraces is a Nudist Community nestle in it's own little cozy corner, with only 39 units. It is the smallest and the newest subdivision within our gates. This Gorgeous Townhouse Style Condo has been fully remodeled! Nothing left for you to do. All new floors, paint, lighting, decorative walls, brand new kitchen with modern Shaker Cabinets, an island, breakfast bar and granite counter tops throughout. All new bathrooms too. So pretty! Granite countertops, new high sinks, ceramic tile floors and showers. The HUGE Primary Bedroom has 2 Walk-IN Closets with a nicely update En suite as well. This home also boasts high vaulted ceilings. The whole unit is bright and light! New HVAC system and water tank for your comfort. The COA put new roofs on all the units. Wow! 50 year warranty! What's not to love? Hurry! This one won't last. Text me today. A membership at the Resort is totally optional Always something to do there. They have 5 pools, 2 restaurants and a Night Club! Pickle Ball and Water Volleyball every Day! There is a band every Saturday and Sunday afternoon. In the evening they have Trivia, WII Bowling, Karaoke for 2 nights, and at the Club on Friday and Saturdays. Come for the vibe, find your new friends. And your new home here.

21019 Sunpoint Way Unit 201, Lutz

2305 Forrest Crest Circle, Lutz

2305 Forrest Crest Circle, Lutz

3 Beds ⋅ 2 Baths ⋅ Silver Forrest SubDv. ⋅ 33549 Zip Code

Welcome to this 3-bedroom, 2-bathroom pool home in a quiet Lutz neighborhood! Located in a family-friendly community, this home is just a short distance from USF, restaurants, shopping, and top-rated hospitals. There is no CDD and a HOA of only $50 per year! The primary bedroom features an en-suite bathroom and a sliding glass door overlooking the pool, creating a relaxing retreat right at home. You'll also appreciate the spacious laundry room, which includes the existing washer and dryer for added convenience. There is a wood burning fireplace in the family room. Don't miss this opportunity to own one of the most affordable 3-bedroom homes in Lutz! This home offers a great combination of comfort, convenience, and value. Schedule your showing today!

2305 Forrest Crest Circle, Lutz

17531 Brandywine Drive, Lutz

17531 Brandywine Drive, Lutz

3 Beds ⋅ 2 Baths ⋅ Livingston Unit Ii B SubDv. ⋅ 33549 Zip Code

TEAR UP THE HONEY-DO LIST! LUTZ BLOCK HOME: NEW METAL ROOF + NEW HVAC. TEAR UP THE HONEY-DO LIST!! Every major system has been replaced, so all that's left is to move in. This pristine 3-bedroom, 2-bath, 2-car garage concrete block home sits on a 0.19-acre lot in Lutz's established Livingston neighborhood, with NO HOA and NO CDD. TOTAL PEACE OF MIND: NEW Metal Roof (2026), NEW HVAC (2026), NEW Water Heater, and fresh paint inside and out (2026). The kitchen was recently remodeled (2025) with granite counters and new appliances, both baths are fully renovated, and the flooring has been replaced within the last two years. Light the fireplace on a cool evening or take your coffee out to the screened back porch. THE LIFESTYLE: You are about three-quarters of a mile from Maniscalco K-8 School and about three miles from Liberty Middle and Freedom High. Publix and a Walmart Supercenter are each about two miles away. AdventHealth Tampa and St. Joseph's Hospital-North are within five miles, USF is close by, and I-275 at Bearss Avenue is about two and a half miles from your driveway, with I-75 just beyond. Lake Park and the Lutz Public Library are a short drive. FEMA Flood Zone X. Skip the repairs and start enjoying your new home. Schedule your private tour today!

17531 Brandywine Drive, Lutz

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