River Club Homes under $400,000

River Club Homes under $400,000

Welcome to River Club, a hidden gem nestled in the heart of Florida, where serene living meets modern convenience. This charming subdivision is designed for those who appreciate the beauty of nature and the comfort of a close-knit community. With lush landscapes, winding trails, and picturesque views, River Club offers a tranquil escape from the hustle and bustle of city life, all while being just a stone's throw away from vibrant urban amenities.

One of the standout features of River Club is its diverse selection of homes, particularly appealing for first-time buyers and families looking to settle down. You’ll find an impressive array of beautiful residences priced under $400,000. These homes are thoughtfully designed with modern finishes, open floor plans, and spacious backyards, perfect for entertaining or enjoying quiet evenings under the stars. Whether you’re seeking a cozy single-family home or a stylish townhouse, River Club has options that suit various lifestyles and budgets.

Residents of River Club enjoy easy access to top-rated schools, shopping centers, and recreational facilities, ensuring that everything you need is within reach. The community fosters a sense of belonging, with friendly neighbors and local events that bring everyone together.

If you’re searching for an affordable yet upscale living experience in Florida, look no further than River Club. Discover your dream home in this idyllic subdivision, where comfort, convenience, and community come together in perfect harmony. Start your journey today and embrace the lifestyle you’ve always envisioned!

Newest River Club Homes under $400,000

4140 Manatee Lane, Port Charlotte
$399,000
3 Beds ⋅ 2 Baths ⋅ River Club SubDv. ⋅ 33980 Zip Code
LIKE BRAND NEW! ARIA FLOORPLAN 3 BEDROOM, 2 BATH, 2 CAR GARAGE tailored for both comfort and style in the beautiful River Club community. From the moment you arrive, the fresh landscaping and paver driveway create an inviting curb appeal. Step inside where you will find a split floor plan with contemporary décor and lighting, custom accent walls, and tile flooring throughout. The heart of the home, the kitchen has white cabinetry, Cambria quartz countertops, tile backsplash, new appliances (2026), pantry w/ pocket door, and a spacious island with custom accent lighting. Adjacent to the island, the dining area features an accent wall and statement chandelier, creating a stylish setting for sharing meals and gathering with family and friends. Flowing effortlessly from the kitchen, the living room is perfect for entertaining, featuring a custom grid ceiling, modern ceiling fan, plantation shutters, and access to the lanai. Generous primary suite is a true sanctuary, complete with a stylish accent wall, plantation shutters that let in plenty of natural light, and an en-suite bath with dual sinks, a walk-in shower, and a private water closet for privacy. Split floor plan provides privacy for guests with two additional bedrooms and separate full bath. Outside, enjoy the brick-paver screened lanai complete with an outdoor TV and ceiling fan, overlooking a generous backyard with plenty of privacy and room for a future pool, playset, or fenced area for pets. Notable upgrades and extras include impact windows and doors (2025), a new roof and gutters (2023), a whole-house surge protector, and a comprehensive water filtration and softener system (2025). A central smart-home panel offers remote control of the security cameras, video doorbell, thermostat, lighting, and garage door. Completing the home is a two-car garage upgraded with epoxy flooring, pull-down attic stairs, and added overhead insulation. Enjoy easy, low-maintenance living in River Club with HOA-included lawn care, irrigation, and cable, plus the benefit of no flood insurance required. The community features a heated resort-style pool, fitness center, and playground, all just minutes from downtown Punta Gorda, Fishermen’s Village, dining, and I-75. Move right in and start enjoying true Southwest Florida living.

4140 Manatee Lane, Port Charlotte
24049 Canal Street, Port Charlotte
$269,000
3 Beds ⋅ 2 Baths ⋅ River Club SubDv. ⋅ 33980 Zip Code
Virtually Staged. WELCOME TO RIVER CLUB! Enjoy beautiful lakefront living in this inviting 3-bedroom, 2-bath home offering 1,655 square feet of living space and an attached 2-car garage in the desirable GATED COMMUNITY of River Club in Port Charlotte. Surrounded by lush tropical landscaping, this well-maintained residence welcomes you with attractive curb appeal, a brick-paver driveway, and a screened front entry. MAJOR UPDATES INCLUDE A NEW WATER HEATER (2026), A/C (2024), AND ROOF (2022)! Step inside to a bright, open floor plan featuring tile flooring throughout the main living areas, luxury vinyl flooring in all bedrooms, neutral tones, recessed lighting, and decorative ceiling fans and light fixtures. The spacious living room flows into the kitchen and dining area, providing a comfortable setting for everyday living and entertaining. The generous dining space offers flexibility for a large dining table, additional seating, or a combination of both. The well-appointed kitchen features warm wood cabinetry with raised-panel doors, QUARTZ countertops, a subway tile backsplash, and stainless-steel appliances, including a French-door refrigerator, smooth-top range, and dishwasher. A spacious breakfast bar provides casual seating and additional prep space, complete with a deep undermount sink and modern pull-down faucet. Decorative pendant lighting, open corner shelving, and ample cabinet storage add both style and functionality. Designed with privacy in mind, the split-bedroom floor plan features a spacious primary suite with a large walk-in closet, additional closet space, and an ensuite bath offering a dual-sink QUARTZ vanity with wood cabinetry, modern fixtures, and decorative lighting. The generous walk-in shower features floor-to-ceiling tile, a sliding glass enclosure, and a window for natural light. Two comfortable guest bedrooms, each with its own closets. An interior laundry room adds convenience with a stacked washer/dryer and custom cabinetry with pull-out shelving. Sliding glass doors lead to an inviting covered and screened lanai featuring brick-paver flooring, a tropical-style ceiling fan, and outdoor speakers, creating the perfect setting for relaxing or entertaining. An expansive open brick-paver patio extends the outdoor living space, providing plenty of room for additional seating or enjoying the Florida sunshine. Surrounded by mature tropical greenery, the FENCED BACKYARD offers picturesque views of the peaceful lake, creating a beautiful backdrop for your own private outdoor retreat. Enjoy a convenient, LOW-MAINTENANCE LIFESTYLE in River Club, where the HOA fee includes lawn and shrub maintenance, extensive cable package with high-speed internet, gate services. Residents can enjoy the resort-style swimming pool and cabana, fitness center, playground, and sidewalks throughout the neighborhood. Ideally situated near shopping, dining, medical facilities, and everyday conveniences, with easy access to I-75, historic downtown Punta Gorda, Charlotte Harbor, golf courses, boating, fishing, and Southwest Florida's beautiful Gulf beaches. With its scenic waterfront setting, thoughtful layout, recent improvements, and desirable community amenities, this home offers an exceptional opportunity to enjoy the Southwest Florida lifestyle.

24049 Canal Street, Port Charlotte
4054 River Bank Way, Port Charlotte
$395,777
4 Beds ⋅ 3 Baths ⋅ River Club SubDv. ⋅ 33980 Zip Code
Welcome to this beautifully appointed home located in the desirable River Club community of Punta Gorda. Offering over 2,400 square feet of living space, this residence features an open-concept design enhanced with upscale finishes and a functional layout ideal for both everyday living and entertaining. Step inside to find a spacious great room with abundant natural light, complemented by elegant interior details and upgraded finishes throughout. The gourmet kitchen showcases solid wood cabinetry, solid surface countertops, and ample prep space, seamlessly flowing into the main living and dining areas. The primary suite offers a private retreat with a walk-in closet and a well-appointed en-suite bath designed for comfort and convenience. A split-bedroom floor plan provides added privacy, along with a versatile den perfect for a home office or flex space. Step outside to your private outdoor living area featuring a fully equipped outdoor kitchen—ideal for entertaining and enjoying Florida living year-round. Situated on a premium corner lot, the property provides additional space and a sense of privacy. Additional highlights include a 3-car garage, indoor laundry room, and access to River Club’s gated amenities, including a community pool and fitness center. Conveniently located near shopping, dining, and major roadways, this home blends comfort, style, and location.

4054 River Bank Way, Port Charlotte
3987 River Bank Way, Port Charlotte
$313,000
3 Beds ⋅ 2 Baths ⋅ River Club SubDv. ⋅ 33980 Zip Code
Virtually Staged. Welcome to 3987 River Bank Way, in the active community of River Club, Charlotte Harbor, Punta Gorda, Fl. Exterior of home has partial stone facade, landscaped with palm trees, and lighting. Then entrance foyer takes you to a large bright great room, with a wall for a large screen tv. The open floor plan has a spacious cabinet-filled kitchen with 10 ft island and pantry. No shortage of storage space! The dining area will easily accommodate seating for 10 for those special celebrations. The two guest bedrooms share a bathroom with tub and shower. The primary has a walk in closet; adjoined by bath with walk in shower and convenient make up vanity. The flex room can be used as accommodates your life style. This is a move in home. There is a fully equipped laundry room. The entrance and lanai are screened. The backyard is fenced. Security system in place. River Club amenities include playground, gym, heated pool and social activities. Homeowners are provided lawn maintenance and irrigation. Your New Home awaits. No flood insurance required. This home is NOT in FEMA flood zone.

3987 River Bank Way, Port Charlotte
4107 Manatee Lane, Punta Gorda
$324,999
4 Beds ⋅ 2 Baths ⋅ River Club SubDv. ⋅ 33980 Zip Code
Welcome to this amazing 4-bed, 2-bath home located in the highly desirable River Club gated community, where comfort, style, and peace of mind come together. This beautifully maintained residence shines with fresh interior paint throughout, creating a bright and inviting atmosphere from the moment you step inside. The home features new gutters (2025) and expanded front and rear paver patios, offering upgraded outdoor living spaces perfect for relaxing, entertaining, or enjoying Florida’s year-round sunshine. A generator hook-up & Hurricane shutters adds an extra layer of security and convenience, making this home as practical as it is beautiful. Inside, you’ll find spacious bedrooms and an open layout designed for effortless everyday living. River Club residents enjoy access to a resort-style community pool and a well-equipped fitness center, adding even more value to this exceptional property. Some photos have been virtually stagged This home delivers the ideal blend of lifestyle, comfort, and community — a must-see for anyone seeking quality living in one of the area’s most sought-after neighborhoods.

4107 Manatee Lane, Punta Gorda
4195 Manatee Lane, Punta Gorda
$319,000
4 Beds ⋅ 2 Baths ⋅ River Club SubDv. ⋅ 33980 Zip Code
TREMENDOUS VALUE in this SPACIOUS and like NEW 4-bedroom home in gated community of RIVER CLUB - not in a FLOOD zone and no flood insurance required. You are going to love the LARGE CORNER LOT - providing plenty of space for outdoor activity as you enjoy the covered patio. Step inside this SMART home and you'll be amazed with the designer like touches and a layout that provides large gathering areas in this OPEN FLOOR PLAN and a great layout for the 4 bedrooms. This home is NOT IN A FLOOD ZONE and offers hurricane shutters for protection. The kitchen features QUARTZ counters, Tommy Bahama Backsplash, and STAINLESS STEEL appliances. The kitchen integrates perfectly with the dining room and the large living room - giving you plenty of options for entertainment and/or relaxation. And if you haven't been to RIVER CLUB before - let me just say WELCOME HOME! Community pool, fitness center and a social committee that will keep you active. Pot luck dinners with live music, water aerobics and several clubs to choose from. In addition - River Club is in an ideal location just minutes away from downtown Punta Gorda and their restaurants/shops - and just a couple minutes more to Fisherman's Village. On top of that Sunseeker Resort in nearby Port Charlotte adds other entertainment/dining options. And being near I75 offers you quick access north or south to several other Florida hot spots!! A LIKE-NEW 4-bedroom home with gorgeous fit/finish in a gated community with easy access to local entertainment/restaurants at this PRICE should be at the top of your list!!

4195 Manatee Lane, Punta Gorda
4284 River Bank Way, Punta Gorda
$350,000
3 Beds ⋅ 2 Baths ⋅ River Club SubDv. ⋅ 33980 Zip Code
Beautifully maintained 3-bedroom, 2-bath lakefront home in the sought-after gated River Club community of Punta Gorda. **NEW ROOF, all bedrooms are on the first floor** This move-in-ready property is being sold fully FURNISHED with newer furnishings and features a spacious upstairs bonus room ideal for a home office, media room, playroom, or guest space. Recent upgrades include a new roof (2025), newer 5-ton A/C, activated carbon whole-house water filtration system, and brand-new washer and dryer. The spacious island kitchen offers abundant storage and workspace, while the backyard provides peaceful water views and plenty of room for a private pool. Located in desirable FLOOD ZONE X, flood insurance is NOT required by most lenders. Just two homes from the community pool and fitness center, residents also enjoy lawn care and common area maintenance. Conveniently located near downtown Punta Gorda, US-41, and I-75.

4284 River Bank Way, Punta Gorda
3131 S Ridgewood Avenue Unit 101, South Daytona
$229,900
2 Beds ⋅ 2 Baths ⋅ River Club SubDv. ⋅ 32119 Zip Code
This waterfront 2 Bedroom, 2 Bath End Unit Condo, with a brand new A/C unit, is located in the heart of South Daytona with breathtaking views of the Intracoastal Waterway from multiple rooms. The unit has been tastefully updated with kitchen cabinets, granite countertops, Tile Flooring, vanities, and showers in both baths. Interior doors, windows and sliding doors have been updated and there is a glass storm door on the front door. The stackable washer and dryer is conveniently located in the unit. The screened porch, with storage closet, overlooks the river to enjoy beautiful sunrises, a steady stream of boats and yachts and dolphins playing in the Intracoastal. The community amenities include the riverfront pool, fitness room, kayak storage, 500 feet of beautiful riverfront with picnic table and BBQ Grill.The complex is pet friendly (up to 20 lbs). All of this, with spectacular views day and night, conveniently located close to shopping, banks and restaurants.

3131 S Ridgewood Avenue Unit 101, South Daytona
4197 River Bank Way, Punta Gorda
$299,900
5 Beds ⋅ 4 Baths ⋅ River Club SubDv. ⋅ 33980 Zip Code
Some pictures are virtually staged. Enjoy stylish living in a Gated Community in this beautifully designed and spacious 5-bedroom, 3.5 bath home offering over 3,000 square feet of living space, perfect for comfortable everyday living and entertaining. The paver driveway and tile roof create attractive curb appeal as you arrive. Inside, the first floor features a generous living room, family room, and an open kitchen and dining area, providing plenty of room to gather and relax. Upstairs, you will find five bedrooms, three full bathrooms, and a versatile loft, ideal for a home office, play area, or additional lounge space. The primary suite is a true retreat, featuring two large walk-in closets, dual vanities, two toilets, and a spacious walk-through shower and tub. Step outside to an expansive backyard with a large paver patio and grassy area, perfect for outdoor dining or relaxing. Residents enjoy access to a community pool and fitness center, all within a secure gated entry that adds peace of mind. This home combines space, comfort, and desirable amenities in one inviting package. A/C replaced in 2021, W/H replaced in 2024, Interior painted 2025, Exterior painted 4 years ago. This home is conveniently located near shopping and restaurants, as well as Charlotte Harbor, Fisherman's Village, Sunseeker resort and a nearby hospital. Be sure to make an appointment to see this home. Seller will pay Title Insurance. Seller is in the process of changing flood zone from AE to X through FEMA.

4197 River Bank Way, Punta Gorda
24176 Riverfront Drive, Punta Gorda
$309,000
3 Beds ⋅ 2 Baths ⋅ River Club SubDv. ⋅ 33980 Zip Code
MAJOR PRICE ADJUSTMENT and Impeccably Upgraded 2020-Built Home in Gated River Club – 2 or 3BR + Flex Room, 2BA, 2-Car Garage Welcome to this beautifully upgraded, move-in-ready home in the highly sought-after River Club gated community. Built in 2020, this meticulously maintained residence features 2 spacious bedrooms, 2 full baths, a versatile flex room, and a 2-car garage, all under a durable tile roof. Inside, you’ll love the open-concept layout, soaring ceilings, and 8-foot interior doors that create an airy, upscale feel. The kitchen and bathrooms are finished with rich wood cabinetry and granite countertops, while the interior laundry room includes an upgraded washer and dryer for added convenience. The flexible bonus room offers endless possibilities—perfect as a home office, workout space, den, or even a guest room. No detail has been overlooked: hurricane-impact windows and doors, custom blinds throughout, upgraded lighting and ceiling fans, and a central vacuum system all add to the comfort and quality of this home. The epoxy-coated garage floor adds durability and style, while the professionally landscaped yard features custom curbing, fencing, and accent lighting to enhance curb appeal and privacy. This home combines peace of mind, modern elegance, and a prime location just minutes from shopping, dining, and area beaches and short drive to Downtown Punta Gorda and the new Sunseekers resort. Don’t miss this opportunity to own a thoughtfully upgraded home in River Club—schedule your private showing today!

24176 Riverfront Drive, Punta Gorda
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